Article
Dec 29
Back

DISTINCTION BETWEEN RIGHT TO COMPENSATION FOR DAMAGES AND RIGHT TO THE INSURED AMOUNT ACCORDING TO MIHAILO KONSTANTINOVIĆ: CLASSIC INSTITUTES AND MODERN LAW

Nataša Petrović Tomić

10.51204/Anali_PFBU_22MK20A
ABSTRACT /

Author arguments that the distinction between the right to compensation for damage and the right to the insured amount originates from the work of Mihailo Konstantinović. Although the Draft Law on Obligations and Contracts does not regulate all types of insurance, Konstantinović has clearly and precisely stated that “the insured amount received by the insured party from the insurance company does not replace compensation for damage to which the party is entitled, according to the general rules on compensation for damage.” This wording has not lost its relevance today. Conversely, it is more relevant than ever. Based on the work of Mihailo Konstantinović, the author presents the argument that the Serbian regulatory framework is a limiting factor to the development of the insurance market. A favorable legal framework does not limit insurance according to the type of insurance, but recognizes the type of coverage and the nature of contracted obligation.

DOWNLOAD COMPLETE ARTICLE /
Serbian (cyr)   Serbian (lat)  
REFERENCES /
  1. Abravanel-Jolly, Sabine. 2017. Droit des assurances, 2 édition. Paris: Ellipses
  2. Beignier, Bernard, Yahia Hadj, Sonia Ben. 2015. Droit des assurances, 2 édition. Paris: L. G. D. J.
  3. Bigot, Jean. 2007. Les diverses catégories de contrats d’assurance. Traité de droit des assurance, Le contrat d’assurance. Tome 3, 2 édition, éd. Jean Bigot. Paris: L. G. D. J.
  4. Bigot, Jean. 2007. Les assurances de personnes non-vie, Notions generals. Les assurances de personnes. Tome 4, éd. Jean Bigot, Philippe Baillot, Jérôme Kullmann, Luc Mayaux. Paris: L. G. D. J.
  5. Binon, Jean-Marc. 2007. Droit des assurances de personnes, Aspects civils, technique et sociaux. Bruxelles: Larcier.
  6. Bonnard, Jérôme. 2012. Droit des assurances, 4 édition. Paris: LexisNexis.
  7. Buch, Silvia 2003. Die Obliegenheit im spanischen Versicherungsrecht, Eine rechtsvergleichende Untersuchung zwischen deutschm und spanischem Recht. Karlsruhe: Verlag Versicherungswirtschaft GmbH.
  8. Groutel, Hubert, Fabrice Leduc, Philippe Pierre, Maud Asselain. 2008. Traité du contrat d’assurance terrestre. Paris: LexisNexis.
  9. Hofmann, Edgar. 1991. Privatversicherungsrecht, 3. Auflage. Müchen: C. H. Bek.
  10. Đorđević, Slavko, Darko Samardžić. 2014. Nemačko ugovorno pravo osiguranja sa prevodom zakona (VVG). Beograd: IRZ.
  11. Konstantinović, Mihailo. 1996. Prethodne napomene, Skica za zakonik o obligacijama i ugovorima. Beograd: Službeni list SRJ.
  12. Konstantinović, Mihailo. 3–4/1982. Odnos između prava na naknadu štete i prava na osiguranu sumu. Anali Pravnog fakulteta u Beogradu: 496–506.
  13. Konstantinović, Mihailo. 3–4/1982. Osiguranje i odgovornost u jugoslovenskom pravu. Anali Pravnog fakulteta u Beogradu: 559–574.
  14. Konstantinović, Mihailo. 9–10/1992. Osnov odgovornosti za prouzrokovanu štetu. Pravni život I: 1153–1163.
  15. Lorenz Egon. 2009. Grundlagen des Versicherungsvertragsrechts. VersicherungsrechtsHandbuch, hrsg. Roland Michael Beckmann, Annemarie Matusche-Beckmann, 2. Auflage. München: Verlag C. H. Bech
  16. Mimoun, Eloîse. 2017. Les notions de contrat d’assurance. Thèse de doctorat. Paris: Université Panthéon-Sorbonne.
  17. Morlet, Lydia. 2003. L’influence de l’assurance accidents corporels sur le droit privé de l’indemnisation. Thèse de doctorat. Université du Maine.
  18. Orlić, Miodrag. 1993. Zaključenje ugovora. Beograd: Institut za uporedno pravo.
  19. Perović, Slobodan. 1975. Zabranjeni ugovori u imovinskopravnim odnosima. Beograd: Službeni list SFRJ.
  20. Perović, Slobodan. 1996. Skica za jedan portret (predgovor). Klasici jugoslovenskog prava, Skica za zakonik o obligacijama i ugovorima. Beograd: Službeni list SRJ.
  21. Petrović Tomić, Nataša. 1/2013. Osiguranje života vezano za investicione fondove. Anali Pravnog fakulteta u Beogradu: 122–148.
  22. Petrović Tomić, Nataša. 2019. Pravo osiguranja, Sistem, Knjiga I. Beograd: Službeni glasnik.
  23. Petrović Tomić, Nataša. 2/2020. O ograničenoj i usmerenoj slobodi ugovaranja u ugovornom pravu osiguranja – fenomen „pokoravanja“ ugovora o osiguranju. Anali Pravnog fakulteta u Beogradu: 100–127. https://doi.org/10.5937/AnaliPFB2001100P
  24. Petrović Tomić, Nataša. 2021. Hibridni proizvodi osiguranja – stanje i perspektive razvoja. 325–341. Prouzrokovanje štete, naknada štete i osiguranje, ur. Z. Petrović, V. Čolović, D. Obra­dović. XXIV međunarodni naučni skup. Beograd – Mionica.
  25. Petrović Tomić, Nataša. 2019. „O pravnoj prirodi dobrovoljnog zdravstvenog osiguranja. 487–506. Aktuelna pitanja savremenog zakonodavstva, ur. Miodrag Orlić. Beograd: Savez udruženja pravnika Srbije i Republike Srpske.
  26. Ćurković, Marijan. 2009. Ugovor o osiguranju osoba, Život-nezgoda-zdravstveno. Zagreb: Inženjerski biro.
  27. Ćurković, Marijan. 2013. Komentar Zakona o obveznim osigura­njima u prometu. Zagreb: Inženjerski biro.
  28. Wandt, Manfred. 2010. Versicherungsrecht. 5. Auflage. Köln: Carl Hey­manns Verlag.